Do you offer installment plans?
Our mission at Newton Baby is to bring safer, healthier sleep into every home. We have teamed up with Bread, a financial group that allows you to purchase Newton Baby products and split your payments into monthly installments. Bread offers the ability to have long-term installments with low monthly payments or Split Pay options. Split Pay offer 4 equal payments, spread out over 2-week increments automatically charged to the credit card entered at checkout.
Simply select the Bread payment option at the time of checkout or on the product pages for preapproval, enter in a few basic pieces of information to identify yourself, and you will receive an instant response from Bread with your options. Bread is only available for shoppers within the US.
What is Bread Pay?
Bread Pay™ is a pay-over-time technology solution that helps you make purchases with easy-to-understand equal payments. Bread Pay™ products include the Bread Pay™ Installment plan, with terms from 3 to 48 months, and the Bread Pay™ SplitPay plan, with four payments made every two weeks, each payment being 25% of the original purchase amount.
What should I do if I am not receiving my Bread Pay mobile verification?
Please wait a few minutes before requesting a new mobile verification code to avoid receiving multiple texts with different codes all at once. The phone number you provide must be a mobile number that is able to receive text messages.
You’ll have five attempts to validate your mobile verification code before being blocked for 15 minutes. If you are still not receiving a mobile verification code, we recommend you request a new verification code by selecting "Resend code".
We’re unable to send codes to prepaid or Cricket phones. If you have this type of phone or need additional assistance receiving a code, please contact our Member Support team here.
Does prequalifying for Bread Pay affect my credit score?
Checking your eligibility does not affect your credit score since only a soft inquiry is completed. If you choose a Bread Pay™ payment plan after your eligibility is confirmed, we will not perform a hard inquiry with any of the credit reporting agencies.
Bread Pay™ may report repayment information about your account to the consumer reporting agencies, which may impact your credit score.
What is Bread Pay SplitPay?
Bread Pay™ SplitPay is a payment option that enables you to pay for your purchase with four equal and interest-free payments using a personal credit card or debit card.
Can I pay early on my Bread Pay installment plan?
Yes, you can make payments in the Bread Financial Member Portal on the Home Page by selecting “Make a Payment”. There is never a penalty for paying early. To make a payment via phone, please call our Member Support team here. Any prepayments will go directly towards your next installment payment. Once the next installment payment is covered, any excess amount is applied to your principal balance.
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